Dental insurance: take a look at the extra reimbursem*nts (2024)

Dental insurance: take a look at the extra reimbursem*nts (1)

Fillings, crowns, broken teeth following an accident - costs can quickly mount up when you need dental treatment. Costs are not covered anymore with an general insurance package when you are older than 18 years. You are well covered with our dental insurance packages, which also include orthodontics.

Tandartsverzekering

Tandarts

25,30

per month

€ 450 per year

100% for check-ups, 75% for other dental and oral care

€ 10,000 cover for oral care following an accident

Tandartsverzekering

Uitgebreide Tandarts

45,35

€ 1,150 per year

100% for check-ups, 75% for other dental and oral care

€ 10,000 cover for oral care following an accident

Children under 18 co-insured free of charge!

Children’s dental expenses are almost completely covered under the general insurance policy. If you know that your child will soon require a brace, you can consider taking out more comprehensive dental insurance to co-insure your child at no extra cost. But don’t wait too long: orthodontic care is often subject to a waiting period of 1 year.

Other packages with cover for dental care and orthodontics

These additional insurance packages also reimburse you for dental costs, orthodontics and dental care after an accident. Find the package that is right for you.

'Jongeren' additional insurance package Package specifically for young peopleIncludes 100% reimbursem*nt for check-ups, up to €450 per year for other types of treatment and a one-off reimbursem*nt of €350 for orthodontics. No waiting period. Take a look at all the reimbursem*nts under 'Jongeren'
'Gezinnen' additional insurance package Complete package with extensive cover for orthodonticsIncludes €250 for check-ups and treatments. And if your child needs a brace, you will receive up to €2,045 per child for orthodontics. Take a look at all the reimbursem*nts under 'Gezinnen'

Exclusive at CZ: ‘Gewoon Gaaf’!

Say goodbye to disgusting fluoride treatments and nasty fillings. ‘Gewoon Gaaf’ helps keep your child’s teeth healthy, right from the very first tooth. With CZ, all children can go to a great dentist, completely free of charge.

Dental insurance: take a look at the extra reimbursem*nts (4)

Top service

Submit claims quickly and fast in the app, and ask the CZ Healthcare Team all your questions. Our service is always personal.

Most generous reimbursem*nts

For exactly the healthcare you need, whatever happens.

Over 20 benefits

From a discount on gym membership to help losing weight or a free skin check.

Register and switch

Compare our dental insurance policies and take out your health insurance online now.

Calculate your premium in just two minutes
  • We will cancel your current insurance policy for you.
  • 14-day cooling-off period
  • Children under 18 co-insured for free

Frequently asked questions

Will I be reimbursed for dental care under the general insurance policy?

From the age of 18, you will no longer receive reimbursem*nt for normal dental expenses under the general insurance policy. If you require dentures, an implant-retained denture, dental surgery and oral care in special cases, you may receive a reimbursem*nt under the general insurance policy.

Children under 18 do receive a reimbursem*nt under the general insurance policy, but not for orthodontics.

Does my deductible apply to visits to the dentist?

No, your deductible does not apply to normal dental expenses. If you require dentures, an implant-retained denture, dental surgery and oral care in special cases, your deductible does apply.

Furthermore, the deductible never applies in the case of children under 18.

Will I be reimbursed for dental care after an accident?

Only if you have an additional insurance package or dental insurance with us. These packages include cover for dental care after an accident up to an amount of €10,000.

Do I need a dentist’s statement?

Only in the case of the comprehensive dental insurance policy. You do not need a statement for any of our other packages.

Will I be reimbursed for dental care immediately or is there a waiting period?

You receive an immediate reimbursem*nt from us for normal dental care. For orthodontics, a one-year waiting period applies. In other words, you pay the premium for one year first, and are entitled to a reimbursem*nt from the second year onwards.

If you have the ‘Jongeren’ additional insurance package, the waiting period does not apply.

When do I need to take out an dental insurance?

Choose your dental insurance before the 1st of January.

Do I need a dental insurance?

Do you often suffer from fillings, do you go more than 2 times a year to the dentist, or you don't want to be surprised with unexpected dental care costs? In those cases you should choose a dental insurance.

Are you going only once or twice a year to the dentist for a check-up? Then it is not necessary to choose a dental insurance.

Which costs will be reimbursed with a dental insurance?

With an additional dental insurance you will be reimbursed for:

  • Regular check-ups
  • Dentistry such as tooth extraction, fillings and root canal treatments
  • Dentistry such as crowns, denture repair and implants
  • Orthodontics
  • Oral care following an accident

How much exactly you will get reimbursed, depends on the type of dental insurance you choose.

Insurance policies

  • General insurance policies
  • Additional Insurance packages
  • Dental insurance policies

Reimbursem*nts and terms and conditions

CZ Package Overview health insurance 2024

  • Terms and conditions

CZ Customer Services

Call +31 88 555 77 77 Monday to Friday, 8am to 5.30pm. You will only pay the usual call rates.
Dental insurance: take a look at the extra reimbursem*nts (2024)
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